High CD Rates

Here at High CD Rates Info, we know that our readers are constantly on the lookout for great CD rates.  Today, we’re going to see what kind of TD Bank CD rates are available to give you the latest information.

TD offers a basic certificate of deposit package with a 9 month term at a 0.75% annual percentage yield (APY).  This account requires a $250 minimum deposit to open and maintain, has no fees, and is also available as an IRA.  Some local TD branches also have specific terms and CD rates at TD Bank.

An interesting No Catch offer is made in two terms with a $250 minimum deposit.  This CD allows one penalty-free withdrawal during the term, though minimum maintenance deposits do apply.  For this, a six month term gives a 0.45% APY while a 12 month term gives a 0.40% APY.

The most popular CD rates at TD Bank are probably their Step Rate CDs.  These also have a $250 minimum deposit requirement, but the CD rates at TD Bank for these certificates rise over time.  A 3 year term gives an average of 1.08% APY, starting at 0.90% APY for year 1, rising to 1.09% APY in year 2 and then again to 1.24% APY in year 3.

A 5 year term gives average CD rates of 1.80% APY starting at 0.75% APY for the first year, going to 1.00% APY in year 2, 1.74% APY in year 3, 2.23% APY for year four and then 3.20% APY for the final year.

Many of these offers are competitive nationally.  All TD Bank accounts are fully insured with the FDIC as required by law.