PNC Bank CD Rates

PNC Bank is one of the newest in national banks doing business primarily in the eastern United States.  For this reason, we here at High CD Rates Info had to have a look at them to see what kind of PNC Bank CD rates are available for you.

CD rates at PNC bank are currently had in five different certificate of deposit rates types, depending on your term length and needs.  A Fixed Rate, Ready Access, Callable, Variable Rate, or Step Rate CD might be what you’re looking for, depending on your expectations from PNC Bank CD rates.

Fixed Rate certificate of deposit rates at PNC are in terms of 7-89 days or from 90 days to 10 years with a $1,000 minimum opening deposit and a guaranteed, fixed rate of return.   This is made for those who want a no-nonsense CD with a solid yield—to diversify a portfolio or for fixed savings plans, for instance.

Ready Access PNC Bank CD rates are for those who might need to close their account early.  These also have a $1,000 minimum to open and have a 3 or 12 month term.  A Variable Rate CD rates at PNC Bank is on an 18 month term with $1,000 to open and has rates that match the current market, updating monthly.  This is good for the investor who believes the CD market will rise over time.

Finally, the Step Rate CD rates at PNC Bank offer the best return on investment with 36 month terms whose rates of return climb over time (in 6 month increments).  These accounts have a $2,500 minimum to open and for the longer-term investor, are probably the most compelling choice.  Funds can be withdrawn every six months without penalty.

Whatever your choice, all PNC Bank accounts are FDIC insured and you’ll likely find a certificate of deposit rates at PNC to match your needs.  Definitely worth a look.

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