High CD Rates

Today at High CD Rates Info, we’re going to look at what is available in PNC Bank CD rates right now.  In our continued quest to keep you up-to-date with the latest, we’ll show you the best PNC CD rates available along with everything required (minimum deposits and so forth) to get them.

There are three basic CD rates at PNC Bank based on term and account type.  There is a fixed rate IRA option, a Callable CD, and a promotional fixed rate CD.

The Promotional PNC Bank CD rates are for a 9 month term with a minimum balance of $1,000 required to open and maintain the account.  It pays out 0.45% annual percentage yield (APY).  If you have a Premium Plan with PNC, the rate goes up to 0.47% APY and if you have a Performance Select Checking the rate goes up to 0.50% APY.

The IRA version of this account is the 9 month fixed rate with a minimum deposit of only $250 and the same returns (0.45%, 0.47%, and 0.50% APY, same stipulations).

Two Callable CDs are also offered for PNC CD rates.  These are CDs that allow you to close or withdraw from them once during their life span (term).  They come in a 36 month and 60 month option.  They require a $10,000 minimum deposit to open and maintain without fees and have a payout of 1.10% APY (36 months) and 1.75% APY (60 months), regardless of your relationship with the bank.

Other, standard CD rates at PNC Bank are also available in terms ranging from 1 month to 84 months.  These have rates that are generally in line with national averages, starting at 0.10% APY.  All but the one month require a $1,000 minimum deposit to open and maintain.  The 84 month offer gives 1.75% APY.

PNC Bank is fully FDIC insured.