High CD Rates

If you are looking for the best Philadelphia CD rates, this is the article for you. This article highlights to top Philadelphia CD rates for both 12 month CDs and 36 month CDs.

Bank CDs are among the safest investments today. Therefore if you live in the Philadelphia area, you might be interested in finding the high CD rates in Philadelphia.  Hopefully you will enjoy this article devoted to discuss the top two Pennsylvania CD rates – TD Bank in Philadelphia and Beneficial Bank.

CD Rates at TD Bank

As of March 25, the first on the list of top Philadelphia certificates of deposits is TD Bank. TD Bank has the highest bank CD rates in Philadelphia for its 12 month CD and its 36 month CD.  With a minimum deposit of $500, TD Bank is offering 1.73% CD interest rates with a 1.75% APY.  In three year certificate of deposit, the CD interest rate is elevated to 2.47% with 2.50% APY.

For those of you not familiar with TD Bank.  It is an American bank holding corporation offering services such as insurance, banking, brokerage and investment banking. With its commitment to public service, it has branches in Maryland, New Jersey, Delaware, New York, New England, Washington, Virginia, Florida and Pennsylvania, with its headquarters in Cherry Hill, New Jersey and Portland, Maine.

CD Rates at Beneficial Bank

After TD Bank, the next highest CD rates in Philadelphia are offered by Beneficial Bank. Beneficial Bank CD rates are almost as good as TD Bank.  It prided itself being the oldest and largest bank in Philadelphia; it has over seventy branches to offer financial services to its clients such as personal and business accounts and mortgages.

Beneficial Bank One Year and Three Year CD Rates

Both for one and three year CD rates, Beneficial bank offers uniform CD Rates with 1.73% at 1.75%  APY. The minimum requirement for deposit is also pegged at $500.

For further details on Philadelphia CD rates, you can visit the TD Bank official website and the Beneficial Bank official website, at www.tdbanknorth.com and www.thebeneficial.com.

Since many of our readers are from California, we here at High CD Rates Info thought it pertinent to look at CD rates California for you. We will also compare them to national rates, however, so that you can decide for yourself which you’d prefer.

California CD rates as well as the nationally-available rates we list here assume a 1-year term complying with any rules required (such as attached savings, checking, etc., which is uncommon). Minimum deposits required will be listed as well. All rates are annual percentage yield (APY) numbers.

For a California CD, the best rate is currently First Federal Bank of California with an APY of 2.45% and a $500 minimum deposit, while La Jolla Bank has a 2.35% CD rates California with a minimum deposit of $10,000.

Nationally, GMAC Bank (Utah) delivers an APY of 2.85% versus the best California CD rates. Corus Bank (Illinois) is yielding 2.81% APY with a $10,000 deposit.

Overall, California CD rates are lower than those available nationally, largely because average yields for CD rates California dipped a basis point (1/100%) and have been doing so regularly. For example, the average California CD rates today are 1.53% while six months ago they were 3.19% APY.

As always, CD rates California or anywhere else are subject to change and should be watched closely if you wish to get the best rate available. Not every CD is a good investment, of course, and California CD rates could change tomorrow or next week without notice.

For those looking for the best certificate of deposit rates available, what’s available in Countrywide CD rates must be considered. Here at High CD Rates Info, we take our job of finding the latest information seriously so you can stay up-to-date on the best offers at banks like Countrywide CD interest.

Countrywide interest rates come in many flavors, depending on your opening balance and term length. The Countrywide CD rates begin at a 3 month term and go all the way to 84 months. The downright best rate is at 48 months, however.

For that 48 month term, Countrywide CD rates are at 3.00% annual percentage yield (APY) with a $10,000 or more deposit. These Countrywide CD interest rates can be had on an IRA CD if needed.

For shorter-term Countrywide CD rates, the best is the 12 month (1 year) 2.25% APY with $10,000 or more deposited. A close 2.10% APY on the 7-month term should also be considered for short-term Countrywide CD rates (same minimum deposit).

In addition, Countrywide CD interest of 2.01% APY on the 9-month and 2.10% APY on the 18 month terms are also available if you’d prefer those time frames. Again with $10,000 minimum deposit funds.

Of course, Countrywide interest rates can change at any time, so check with your local branch or online before opening for Country CD interest. All Countrywide accounts are FDIC insured to the extent of the law.

If you’re looking at a way to include certificates of deposit into your IRA to build your future, you’ll want the highest-yield CD. After all, just because the CD is to be a “base” or the more conservative safety net for your retirement investment doesn’t mean that you shouldn’t have the best IRA CD rates you can get.

Since we know that your goal is not only to include safe investments in your portfolio, but also to maximize your investments, we here at High CD Rates Info are continually looking for the highest IRA CD rates we can find for you.

For this update, we’ll bring you the latest IRA CD offers with high yields on a one year term. All of these are available nationally either online or at a local branch of the national bank.

The best right now is GMAC Bank (Utah), which is offering 2.85% annual percentage yield (APY) with a $500 minimum deposit.

Corus Bank (Illinois) has a competitive 2.81% APY with a minimum deposit $10,000 deposit.

UmbrellaBank.com (Alabama) has a 2.75% APY with a minimum deposit of $1,000.

As you can see, you don’t have to sacrifice your yield returns on your IRA if you look for the highest IRA CD rates before investing. Rates change regularly, of course, and today’s best IRA CD rates may not be the best IRA CD rates tomorrow. Of course, an IRA CD investment is not for everyone.

Key Bank is one of the largest banks in the United States and, as such, was ripe for a look from us here at High CD Rates Info.  Key Bank CD rates come in two flavors: a Key Tiered and Key Short Term, both worth looking at for certificate of deposit rates.

Of the two, the Tiered Rates are most interesting with Key Bank CD rates in this one being pretty good for the term.  They come in 3 month to 10 year terms, though the annual percentage yield (APY) levels off at the 5 year mark.

The shortest term (3 months) has a return of 0.50% APY for deposits over $5,000.  At 5 months, this jumps to 1.0% APYand to 2.0% at 11 months.  CD rates at Key Bank in this tiered setting go up to 2.75% APY at 29 months with an optimum 3.0% APY at 36 months.  At 5 years, this skyrockets to 3.5% APY, which is definitely worth it for the longer-term investor.

Key Bank CD rates for Short Term CDs are much lower, but have terms as short as 7 days and going out to six months.  For six months, however, you may as well go with a tiered rate for a better return.

Another great tool for certificate of deposit rates on the Key Bank website is their alert tool.  You can sign up to have updated CD rates at Key Bank sent to you weekly so you can jump on the best deal as soon as it comes up.

Overall, Key Bank CD rates are definitely worth a look.  All Key Bank accounts are FDIC insured.

PNC Bank is one of the newest in national banks doing business primarily in the eastern United States.  For this reason, we here at High CD Rates Info had to have a look at them to see what kind of PNC Bank CD rates are available for you.

CD rates at PNC bank are currently had in five different certificate of deposit rates types, depending on your term length and needs.  A Fixed Rate, Ready Access, Callable, Variable Rate, or Step Rate CD might be what you’re looking for, depending on your expectations from PNC Bank CD rates.

Fixed Rate certificate of deposit rates at PNC are in terms of 7-89 days or from 90 days to 10 years with a $1,000 minimum opening deposit and a guaranteed, fixed rate of return.   This is made for those who want a no-nonsense CD with a solid yield—to diversify a portfolio or for fixed savings plans, for instance.

Ready Access PNC Bank CD rates are for those who might need to close their account early.  These also have a $1,000 minimum to open and have a 3 or 12 month term.  A Variable Rate CD rates at PNC Bank is on an 18 month term with $1,000 to open and has rates that match the current market, updating monthly.  This is good for the investor who believes the CD market will rise over time.

Finally, the Step Rate CD rates at PNC Bank offer the best return on investment with 36 month terms whose rates of return climb over time (in 6 month increments).  These accounts have a $2,500 minimum to open and for the longer-term investor, are probably the most compelling choice.  Funds can be withdrawn every six months without penalty.

Whatever your choice, all PNC Bank accounts are FDIC insured and you’ll likely find a certificate of deposit rates at PNC to match your needs.  Definitely worth a look.

When looking at Best Bank CD rates, it’s important first to understand where this bank operates primarily, as it is not a national bank.  A lot of people use this bank, however, so we here at High CD Rates Info thought we should look it over for our readers.  BestBank operates primarily in Georgia and Michigan and is an important regional bank in those areas with good certificate of deposit rates.

Rates in Michigan are slightly different than those in Georgia, so we’ll list the Michigan rates here with the Georgia BestBank CD rates in paranthesis ().  In both cases, we’ll assume a current relationship with the bank which includes a Gold Checking account for best CD rates at BestBank.

There are 6, 7, and 13 month terms as well as 2, 3, and 5 year terms for Best Bank CD rates.  Most accounts have a $1,000 minimum deposit except for the 7 and 13 month terms, which require $5,000 to open.  BestBank CD rates are as follows:

For a 6 month the annual percentage yield (APY) is 1.35% (1.35%), 1.66% (1.66%) for 7 months, 1.55% (1.55%) for 13 months, 2.06% (2.06%) for 2 years, 2.16% (2.26%) for 3 years, and 2.76%  (2.66%) for 5 year CD rates at BestBank.  Interest on all but the 6 and 7 month is compounded quarterly and credited then as well.  For the 6 and 7 month BestBank CD rates, the interest is compounded at maturity.

As with all certificate of deposit rates, these can change quickly and to get the best rates available, you should check with your local branch.  BestBank CD rates fluctuate with the market and all accounts at BestBank are FDIC insured to the extent of the law.

TD Bank CD rates are in two types: regular CD and jumbo CD.  Because of TD Bank’s popularity and size, we here at High CD Rates Info thought we should look them over for you.  Both types of CD rates at TD Bank are continually changing with the market, of course, and the type of certificate of deposit rates will depend on your total deposit amount.

A regular CD for TD Bank CD rates is any CD with a deposit under $100,000.  For accounts with terms under 12 months (1 year), the interest is compounded daily and credit at the maturity of the CD while those TD Bank CD rates with terms longer than 12 months, the interest is compounded daily and credited monthly.

These regular CD rates at TD Bank are available in 6 month to 60 month terms and require only a $500 minimum deposit to open.

Jumbo CD rates at TD Bank are similar, but have shorter terms (30 to 365 days) with longer-term plans out to five years also available.  TD Bank CD rates for Jumbo CDs are generally higher in interest and the interest is simple interest paid on principle.

If you’re in the market for solid certificate of deposit rates at a dependable bank, then you will be well-served considering TD Bank.

Looking at current Bank of America CD rates, we here at High CD Rates Info thought we should tell you about the latest certificate of deposit rates to be had.  Since Bank of America is definitely one of the largest banks in the United States, they’re definitely worth looking at for certificate of deposit rates.

Right now, CD rates at Bank of America are found on two CDs: the High Yield and the Risk Free.  All certificate of deposit rates are, of course, different by area and change regularly, so check the current Bank of America CD rates at your local branch or online before purchasing.  The numbers shown here are online rates, which are generally the same nationally.  CD rates at Bank of America in your area may be higher.

The High Yield Bank of America CD rates require a $5,000 minimum deposit at a starting 2.5% annual percentage yield (APY), locked.  This is a 1 year (12 month) term and all balances over the minimum have the same yield.

The Risk Free Bank of America CD rates are at a lower APY, but have a more interesting and compelling set of account parameters that is worth mentioning.  The $5,000 minimum has a 2.0% APY right now, but these accounts allow for funds withdrawals without penalty before the term is up.  Terms are 9 months at current CD rates at Bank of America.

We thought you’d want to take a look at these Bank of America CD rates and see what they have to offer you.  Definitely worth the trouble.  Bank of America is, of course, FDIC insured to the extent of the law.  So check out Bank of America CD rates and see if they fit your needs.