High CD Rates

If you’re looking at a way to include certificates of deposit into your IRA to build your future, you’ll want the highest-yield CD. After all, just because the CD is to be a “base” or the more conservative safety net for your retirement investment doesn’t mean that you shouldn’t have the best IRA CD rates you can get.

Since we know that your goal is not only to include safe investments in your portfolio, but also to maximize your investments, we here at High CD Rates Info are continually looking for the highest IRA CD rates we can find for you.

For this update, we’ll bring you the latest IRA CD offers with high yields on a one year term. All of these are available nationally either online or at a local branch of the national bank.

The best right now is GMAC Bank (Utah), which is offering 2.85% annual percentage yield (APY) with a $500 minimum deposit.

Corus Bank (Illinois) has a competitive 2.81% APY with a minimum deposit $10,000 deposit.

UmbrellaBank.com (Alabama) has a 2.75% APY with a minimum deposit of $1,000.

As you can see, you don’t have to sacrifice your yield returns on your IRA if you look for the highest IRA CD rates before investing. Rates change regularly, of course, and today’s best IRA CD rates may not be the best IRA CD rates tomorrow. Of course, an IRA CD investment is not for everyone.

Key Bank is one of the largest banks in the United States and, as such, was ripe for a look from us here at High CD Rates Info.  Key Bank CD rates come in two flavors: a Key Tiered and Key Short Term, both worth looking at for certificate of deposit rates.

Of the two, the Tiered Rates are most interesting with Key Bank CD rates in this one being pretty good for the term.  They come in 3 month to 10 year terms, though the annual percentage yield (APY) levels off at the 5 year mark.

The shortest term (3 months) has a return of 0.50% APY for deposits over $5,000.  At 5 months, this jumps to 1.0% APYand to 2.0% at 11 months.  CD rates at Key Bank in this tiered setting go up to 2.75% APY at 29 months with an optimum 3.0% APY at 36 months.  At 5 years, this skyrockets to 3.5% APY, which is definitely worth it for the longer-term investor.

Key Bank CD rates for Short Term CDs are much lower, but have terms as short as 7 days and going out to six months.  For six months, however, you may as well go with a tiered rate for a better return.

Another great tool for certificate of deposit rates on the Key Bank website is their alert tool.  You can sign up to have updated CD rates at Key Bank sent to you weekly so you can jump on the best deal as soon as it comes up.

Overall, Key Bank CD rates are definitely worth a look.  All Key Bank accounts are FDIC insured.

PNC Bank is one of the newest in national banks doing business primarily in the eastern United States.  For this reason, we here at High CD Rates Info had to have a look at them to see what kind of PNC Bank CD rates are available for you.

CD rates at PNC bank are currently had in five different certificate of deposit rates types, depending on your term length and needs.  A Fixed Rate, Ready Access, Callable, Variable Rate, or Step Rate CD might be what you’re looking for, depending on your expectations from PNC Bank CD rates.

Fixed Rate certificate of deposit rates at PNC are in terms of 7-89 days or from 90 days to 10 years with a $1,000 minimum opening deposit and a guaranteed, fixed rate of return.   This is made for those who want a no-nonsense CD with a solid yield—to diversify a portfolio or for fixed savings plans, for instance.

Ready Access PNC Bank CD rates are for those who might need to close their account early.  These also have a $1,000 minimum to open and have a 3 or 12 month term.  A Variable Rate CD rates at PNC Bank is on an 18 month term with $1,000 to open and has rates that match the current market, updating monthly.  This is good for the investor who believes the CD market will rise over time.

Finally, the Step Rate CD rates at PNC Bank offer the best return on investment with 36 month terms whose rates of return climb over time (in 6 month increments).  These accounts have a $2,500 minimum to open and for the longer-term investor, are probably the most compelling choice.  Funds can be withdrawn every six months without penalty.

Whatever your choice, all PNC Bank accounts are FDIC insured and you’ll likely find a certificate of deposit rates at PNC to match your needs.  Definitely worth a look.

When looking at Best Bank CD rates, it’s important first to understand where this bank operates primarily, as it is not a national bank.  A lot of people use this bank, however, so we here at High CD Rates Info thought we should look it over for our readers.  BestBank operates primarily in Georgia and Michigan and is an important regional bank in those areas with good certificate of deposit rates.

Rates in Michigan are slightly different than those in Georgia, so we’ll list the Michigan rates here with the Georgia BestBank CD rates in paranthesis ().  In both cases, we’ll assume a current relationship with the bank which includes a Gold Checking account for best CD rates at BestBank.

There are 6, 7, and 13 month terms as well as 2, 3, and 5 year terms for Best Bank CD rates.  Most accounts have a $1,000 minimum deposit except for the 7 and 13 month terms, which require $5,000 to open.  BestBank CD rates are as follows:

For a 6 month the annual percentage yield (APY) is 1.35% (1.35%), 1.66% (1.66%) for 7 months, 1.55% (1.55%) for 13 months, 2.06% (2.06%) for 2 years, 2.16% (2.26%) for 3 years, and 2.76%  (2.66%) for 5 year CD rates at BestBank.  Interest on all but the 6 and 7 month is compounded quarterly and credited then as well.  For the 6 and 7 month BestBank CD rates, the interest is compounded at maturity.

As with all certificate of deposit rates, these can change quickly and to get the best rates available, you should check with your local branch.  BestBank CD rates fluctuate with the market and all accounts at BestBank are FDIC insured to the extent of the law.

TD Bank CD rates are in two types: regular CD and jumbo CD.  Because of TD Bank’s popularity and size, we here at High CD Rates Info thought we should look them over for you.  Both types of CD rates at TD Bank are continually changing with the market, of course, and the type of certificate of deposit rates will depend on your total deposit amount.

A regular CD for TD Bank CD rates is any CD with a deposit under $100,000.  For accounts with terms under 12 months (1 year), the interest is compounded daily and credit at the maturity of the CD while those TD Bank CD rates with terms longer than 12 months, the interest is compounded daily and credited monthly.

These regular CD rates at TD Bank are available in 6 month to 60 month terms and require only a $500 minimum deposit to open.

Jumbo CD rates at TD Bank are similar, but have shorter terms (30 to 365 days) with longer-term plans out to five years also available.  TD Bank CD rates for Jumbo CDs are generally higher in interest and the interest is simple interest paid on principle.

If you’re in the market for solid certificate of deposit rates at a dependable bank, then you will be well-served considering TD Bank.

Looking at current Bank of America CD rates, we here at High CD Rates Info thought we should tell you about the latest certificate of deposit rates to be had.  Since Bank of America is definitely one of the largest banks in the United States, they’re definitely worth looking at for certificate of deposit rates.

Right now, CD rates at Bank of America are found on two CDs: the High Yield and the Risk Free.  All certificate of deposit rates are, of course, different by area and change regularly, so check the current Bank of America CD rates at your local branch or online before purchasing.  The numbers shown here are online rates, which are generally the same nationally.  CD rates at Bank of America in your area may be higher.

The High Yield Bank of America CD rates require a $5,000 minimum deposit at a starting 2.5% annual percentage yield (APY), locked.  This is a 1 year (12 month) term and all balances over the minimum have the same yield.

The Risk Free Bank of America CD rates are at a lower APY, but have a more interesting and compelling set of account parameters that is worth mentioning.  The $5,000 minimum has a 2.0% APY right now, but these accounts allow for funds withdrawals without penalty before the term is up.  Terms are 9 months at current CD rates at Bank of America.

We thought you’d want to take a look at these Bank of America CD rates and see what they have to offer you.  Definitely worth the trouble.  Bank of America is, of course, FDIC insured to the extent of the law.  So check out Bank of America CD rates and see if they fit your needs.

Sovereign Bank CD rates on its 6 month CD and 12 month CD are pretty high CD rates.  Sovereign Online Banking offers a 6 month CD and a 12 month CD.  If you are looking for a short term CD, these Sovereign Bank CD rates are worth checking out.  is offering a great 12 month CD with a XX% interest rate.  This article will review the 12 month Sovereign Bank CD rates and the 6 month Sovereign Bank CD interest rates.

6 Month Sovereign Bank CD Rates

6 month Sovereign Bank CD Rates are currently being offered at a rate of 2.00%  APY. 2.00% APY on a 6 month CD is not a bad cd interest rate.  If you think that interest rates are going to improve within 6 months, these short-term cd rates are attractive.

12 Month Sovereign CD Rates

12 month Sovereign CD Rates are currently being offered at a rate of 2.50%  APY.  I have seen higher 12 month CD rates, but not by much.  For a one year CD, 2.50% APY cd interest rates are pretty good.

Sovereign Bank Minimum Deposits

Sovereign Bank has higher minimum deposit requirements than a lot of banks we cover here at High CD Rates.  Sovereign Bank is currently requiring a minimum deposit of $500 to purchase a certificate of deposit.

Sovereign Online Banking FDIC Insured CDs

Sovereign Online Banking is insured by the FDIC.  I would never purchase a certificate of deposit that was not covered by FDIC insurance.  If you are going to settle for the relatively low return on investment that CDs provide, you need to know that your money will be protected in the case of a bank failure.

Sovereign Bank Online offers great rates on its 6 month CDs and 12 month CDs.  However, CD interest rates are very volatile in todays banking marketing so be sure to check the Sovereign online banking web site.

Corus Bank CD rates are looking pretty attractive right now.  Corus Online Banking is offering a great 12 month CD with a 2.79% interest rate.  This article will explore the currect CD rates available to you at Corus Online Banking.  Here we will review the lastest rates of the most utilized certificate of deposit terms -that being the Corus 6 month CD rates and 12 month Corus CD rates.

Corus Bank CD Rates are offered in two different term CDs.  Corus Online Banking offers a 6 month CD and a 12 month certificate of deposit.  It is surprising that Corus Bank is focusing on short-term CDs, but at least it is offering competitive current CD rates.  In looking at the Corus Bank CD Rates, we have found that they offer some of the best CD rates for 6 month CDs and 12 month CDs.

6 Month Corus Bank CD Rates

6 month Corus Bank CD Rates are currently being offered at a rate of 2.31% with the APY being at 2.34%. This is a nice option available to all of you short-term investors.  If you think that interest rates are going to improve within 6 months, these short-term cd rates are attractive.

12 Month Corus Bank CD Rates

12 month Corus Bank CD Rates are currently being offered at a rate of 2.79% with the APY being 2.83%.  I have seen higher 12 month CD rates, but not by much.  For a short-term CD, 2.83% cd interest rates are not bad.

Corus Bank Minimum Deposits

Corus Bank has higher minimum deposit requirements than a lot of banks we cover here at High CD Rates.  Corus Bank is currently requiring a minimum deposit of $10,000.00 to purchase a certificate of deposit.

Corus Online Banking FDIC Insured CDs

Corus Online Banking is insured by the FDIC.  I would never purchase a certificate of deposit that was not covered by FDIC insurance.  If you are going to settle for the relatively low return on investment that CDs provide, you need to know that your money will be protected in the case of a bank failure.

Corus Bank Online offers great rates on its 6 month CDs and 12 month CDs.  However, CD interest rates are very volatile in todays banking marketing so be sure to check the Corus online banking web site, as CD rates change often.