High CD Rates

We here at High CD Rates Info realized that we haven’t looked at Citibank CD rates before and knew that you would want to see what they have to offer.  Especially for some of the short-term CD rates at Citibank.

There are several offers for terms under one year in duration and for the rates we’re quoting here, we’re assuming a deposit above the $500 minimum required and below the $10,000 threshold.  Since Citibank CD rates are tiered by deposit amount, higher deposits may mean higher Citi CD rates (annual percentage yields).

For a 3-month term, Citibank CD rates are 0.50% APY, they’re 0.75% APY for 4 months, and 1.01% APY for 5, 6, and 7 month terms.  A special 8-month term gives a 1.20% APY, which is extremely competitive.  9 months yields 1.15% APY, which is also very good in today’s market.  10 months gives 1.01% APY.

Going to a full year means a huge jump to 1.50% APY on your deposit, which is one of the better CD rates at Citibank.  Going longer-term can yield higher rates, of course.

The 18 month, for instance, trumps the Citibank CD rates all the way up to four years with a good 2.25% APY.  2 years to 4 years yields an OK 1.75% APY Citi CD rates.  The five year is nationally competitive at 3.00% APY.

Overall, there are some good CD rates at Citibank that are definitely worth checking out.  All Citi accounts are FDIC insured, of course.  Rates change quickly, so if any of these Citi CD rates appeal to you, make sure to lock yours in now.